Imagine checking your phone for a quick balance update, only to realize you could be owed up to $147 from Cash App’s latest class action settlement. That’s the reality for thousands of Washington residents hit with unsolicited promotional texts over the years. The Cash App $147 settlement 2025 stems from a $12.5 million fund addressing allegations of unauthorized referral messages sent without consent. With the claim deadline looming just days away on November 27, 2025, now’s the time to confirm your spot in this Cash App class action eligibility pool and lock in potential payouts expected early next year.
What Is the Cash App $147 Settlement?
This settlement resolves the Bottoms v. Block, Inc. lawsuit, accusing Cash App (owned by Block, Inc.) of violating Washington’s privacy laws by blasting promotional and referral texts to users from November 14, 2019, to August 7, 2025. The app’s referral feature allegedly auto-generated messages without clear opt-in, sparking complaints from affected residents. While Cash App denies wrongdoing, the $12.5 million agreement covers legal fees, admin costs, and claimant payouts—estimated at $88 to $147 per person, depending on claim volume. It’s a win for consumer privacy, pushing fintech giants toward better consent practices in digital marketing.
Who Qualifies for the $147 Payment?
Narrowed to Washington state residents, Cash App class action eligibility hinges on receiving those pesky unsolicited texts during the class period. No need for proof of harm—just your residency and a valid claim submission. Exclusions apply to Cash App employees, those who opted out, or anyone who explicitly consented to the messages. If you fit the profile, you’re likely pre-identified via notice, but proactive filing ensures you don’t miss out on the fund.
Basic Requirements to Claim
To secure your share of the $147 Cash App payment dates benefits: Reside in Washington state during the time you got the text. Received a Cash App referral or promo message between November 14, 2019, and August 7, 2025. Not employed by Cash App or Block, Inc., and haven’t excluded yourself from the suit. Submit a complete claim form by the deadline—no late entries accepted.
Estimated Payout Based on Claims
| Number of Valid Claims | Estimated Per-Person Payout |
|---|---|
| Under 50,000 | Up to $147 |
| 50,000–150,000 | $100–$140 |
| Over 150,000 | $88–$100 |
The final amount prorates after deducting fees, so fewer claims mean bigger checks for everyone.
Automatically Notified Groups
If you got an email or postcard from the settlement administrator, you’re probably eligible—check your spam folder. Washington-based users who signed up for Cash App referrals or got invites from friends without requesting them top the list. Non-residents? Sorry, this one’s state-specific, but similar suits pop up nationwide.
When Will Payments Be Distributed?
The clock’s ticking: Claims close November 27, 2025, with final court approval eyed for late December 2025 or early 2026. Once greenlit, payouts could start as soon as January 2026 via direct deposit, digital wallet, or paper check—your choice on the form. Processing takes 60–90 days post-approval, so expect funds by spring if no appeals delay things. Track status on the official site with your claim ID.
Steps to File Your Claim Before the Deadline
Head to www.bottomstextsettlement.com—the only legit spot to avoid scams. Fill out the online form with your name, address, phone number tied to the texts, and payment preference; it takes under 5 minutes. Mail options go to the administrator’s P.O. Box in Baton Rouge, postmarked by November 27. Double-check details for quick verification, and ignore fake sites demanding fees. If approved, you’ll get a confirmation email within weeks.
Why This Settlement Matters for Users
Beyond the cash, the $12.5M Cash App lawsuit payout forces stronger privacy guardrails, like mandatory opt-ins for texts, benefiting all app users long-term. That $88–$147 could cover a tank of gas, groceries, or a holiday splurge—small but meaningful amid rising costs. It spotlights how everyday tech habits expose us to spam, empowering you to demand better from your financial tools.
FAQs – Cash App $147 Settlement 2025
- Am I eligible if I’m not in Washington? No—this is limited to state residents who got the texts; check your local AG for similar cases.
- What’s the exact $147 Cash App payment dates timeline? Claims due November 27, 2025; payouts start early 2026 after court OK.
- Do I need proof of the texts to claim? Nope—just your contact info from back then; the settlement assumes validity.
- How do I know if my claim’s approved? Watch for email updates or log in to the site with your ID post-submission.
- Can I get more than $147 for extra damages? The base is up to $147; documented losses might qualify for add-ons, but most get the flat rate.
Conclusion
The Cash App $147 settlement 2025 is your chance to turn unwanted texts into real compensation—but with November 27, 2025, closing in, don’t delay filing at the official site. This $12.5 million pot underscores the power of class actions in holding apps accountable for privacy slips. Verify your Cash App class action eligibility today, submit securely, and gear up for that early 2026 deposit. It’s not just money—it’s a step toward safer digital finances for everyone.